Do you have enough life insurance? Most women don’t
When I ask my female clients whether they have life insurance, the answers usually fall into one of three categories: ‘I have something from work,’ ‘My husband has a policy,’ or ‘I have been meaning to sort that out.’ Very few can tell me confidently how much coverage they have and whether it is enough. […]
The Quiet Strength of Mothers in Financial Advisory
Balancing work, family, and the unseen expectations they carry There is a certain quiet strength that mothers carry. It’s not loud.It’s not always visible.But it shows up every single day—in the small decisions, the sacrifices, and the invisible load they carry for their families. In the financial advisory industry, I’ve had the privilege of working […]
The Safety Net Every SME Needs: Keyman Protection and Business Continuity Planning
For most small and medium enterprises (SMEs), the departure of one person can mean the difference between thriving and closing doors. Legal & General Research has found that 59% of businesses believe they would have to stop trading in less than a year following the death or critical illness of a key individual. This sobering […]
The Pitfalls Of Not Planning Your Finances Holistically
“Financial planning” is a term that is often loosely used.To some, it may even sound overused or over-hyped. But what does true holistic financial planning really mean? Most individuals approach financial matters in silos — insurance separately, investments separately, retirement separately, estate planning separately. While each area may be addressed, they are often not aligned […]
Successful Investment Requires a Strategy
In today’s ever-changing landscape, investing can seem overwhelming. As a consultant dedicated to helping clients grow their assets to meet their goals, I understand that successful investment is about more than just picking the right stock or fund—it requires a well-defined strategy tailored to individual objectives and the dynamic market environment. Why a Strategy is […]
Dear Malaysians Working in Singapore:
“Is Your Financial Setup Fully Aligned With Your Life Today?” By Ya Fen — Malaysian, mum of two, and a financial consultant in Singapore who still pinches every cent like it’s her last kuih. If you’re a Malaysian working in Singapore, let me ask you something. Auntie-to-auntie (or uncle also can): Have you ever […]
The Importance of Planning Your Finances Holistically
“Financial planning” is a term that is often loosely used.To some, it may even sound overused or overhyped. But what does true holistic financial planning really mean? Most individuals approach financial matters in silos — insurance separately, investments separately, retirement separately. While each area may be addressed, they are often not aligned to a bigger, […]
Common Ang Bao Growth Strategies
Feb 2026 As a new mother of a baby boy born in Jan 2025, I was now on the receiving end of Chinese New Year ang bao and looking for ways to grow my baby’s small stash. This amount may not seem big at the start but can quickly accumulate over the years as a […]